Better Credit
Better Life
Choose the plan that fits your goals and build the package that's right for you. T&E Simple Solutions removes inaccurate negative items, raises your score, and unlocks better loans, lower rates, and real financial freedom — with a proven, legally compliant process and a specialist by your side.
Free consultation
Free consultation, 100% confidential, Results-driven process
100% confidential
Results-driven process
3
BUREAUS DIPUTED
100+
POINT SCORE GAIN
48hr
FAST ONBOARDING
1-on-1
DEDICATED SPECIALIST
WE DISPUTE ACROSS ALL THREE BUREAUS
Equifax
Experian TransUnion
Experian
TransUnion
HOW OUR PAYMENT PROCESS WORKS
COMPLETE YOUR ENROLLMENT
SIGN YOUR AGREEMENTS
CLIENT ACTIVE
PROGRAM'S & PRICING
Choose the plan that fits your timeline
BASIC
CREDIT REPAIR
A steady, thorough cleanup of your credit profile.
$500
Results in 1–4 months
WE HELP DISPUTE AND REMOVE:
Full 3-bureau credit analysis
Dispute of collections & inquiries
Removal of inaccurate negatives
Monthly progress updates
Dedicated credit specialist
Most chosen
STANDARD
CREDIT REPAIR
Faster results with priority dispute handling.
$750
Results in 45–60 business days
WE HELP DISPUTE AND REMOVE:
Everything in Basic
Priority dispute processing
Repossessions & bankruptcies
Student loans & child support review
Bi-weekly progress updates
Credit-building game plan
FAST
(EXPRESS)
CREDIT REPAIR
Our most aggressive timeline for urgent needs.
$1000
Results in 2–20 business days ·
WE HELP DISPUTE AND REMOVE:
Everything in Standard
Expedited express disputes
Rapid rescore support
Direct line to your specialist
Priority document handling
Specialty banking services.
One-time fixes — no monthly fees
ChexSystems Services
Clear your ChexSystems record so you can open new checking & savings accounts.
$175
One-time Payment Plan - no monthly fee
Early Warning Systems
Resolve Early Warning Services flags that block new bank account approvals.
$175
One-time Payment Plan - no monthly fee
Have Questions?
Book A Free Consultation Today!
What we dispute
We go after what's holding Your Score back
A results-driven, legally compliant process targeting the negative items that matter most.
Collections & charge-offs
We challenge and work to remove inaccurate collections and charge-offs dragging down your score.
Hard inquiries
Dispute unauthorized and inaccurate hard inquiries hurting your credit profile.
Public records
Repossessions, bankruptcies, judgments, and other damaging items reviewed and disputed.
Student loans & child support
Specialized handling for the tougher negative items most companies won't touch.
Ongoing communication
Regular progress updates and a dedicated specialist who actually answers.
Secure & confidential
Your information is protected with secure systems and handled with full confidentiality
Our Real Client Results
They removed collections I thought would haunt me forever. All three bureaus jumped and I finally got approved for a home loan."
"Professional, honest, and they kept me updated the whole way. My SmartCredit report looks completely different now."
"Fixed my ChexSystems record and raised my scores across the board. Life-changing service."
*Individual results vary. Score changes depend on your unique credit profile.
Frequently Asked Question
How soon can I get started?
Immediately after enrollment, payment, and agreement completion.
How long does the process take?
Credit Builder Membership: Ongoing Monthly Program
Standard Credit Repair: Approximately 45–60 Business Days
Express Credit Repair: Approximately 2–20 Business Days
What documents do I need?
To get started, you'll typically need:
A valid government-issued ID
Proof of address (utility bill, bank statement, etc.)
Access to your credit reports
Any supporting documents related to disputed accounts
Is my information secure?
Yes. We use secure systems to protect your information and payment details.
Will I receive updates?
Yes. Clients receive ongoing communication and progress updates throughout the process.
What is ChexSystems?
ChexSystems is a consumer reporting agency that tracks banking history, including overdrafts, unpaid bank fees, and account closures. Negative ChexSystems records can make it difficult to open new checking or savings accounts.
What is EWS?
Early Warning Services (EWS) is another consumer reporting agency used by banks to evaluate banking history and risk. It tracks information such as account misuse, fraud reports, and unpaid banking obligations.
How do I get started?
Getting started is simple:
Schedule a free consultation.
Complete the enrollment process.
Provide the required documents and credit reports.
Our team will review your file and create a personalized action plan.
We begin working on your behalf and keep you updated throughout the process.
Ready to Build the Credit You Deserve?
Take control of your financial future today.
Select Your Plan → Complete Your Enrollment → Sign Your Documents → Get Started
Credit repair that puts you on track for what's next. Honest, hands-on credit repair helping you unlock better rates, approvals and opportunities.
CONTACT US
1019 WATER TOWER WAY 307 LANTANA, FL 33462
LEGAL
Copyright 2026. T & E SIMPLE SOLUTIONS LLC. All Rights Reserved.
Better Credit, Better Life